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Homeowners Policy — Summary
Evergreen Mutual · Policy #HO-88214
Covered
Fire, theft, wind damage, and water damage from burst pipes are covered up to your dwelling limit.
Not covered
Flood damage and earth movement are excluded — a separate policy is required.
Deductible
$1,000
Renews
Mar 14, 2027
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🇪🇸 Original clause (Spanish)
"El asegurado no tendrá cobertura por daños derivados de filtraciones no reportadas dentro de las 48 horas posteriores al siniestro."
🇺🇸 Explained simply (English)
If your home has a leak, you must report it within 48 hours — otherwise the damage won't be covered.
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